Credit Assistance Programs
Honda Loan & Lease Programs
The Findlay Honda Henderson finance department offers customers access to credit assistance and bankruptcy approval programs that can help even the most credit-challenged individuals obtain a vehicle. We know that not everyone has perfect credit, but that shouldn't disqualify you from obtaining the vehicle that you're wanting. Regardless of your current credit score or credit history, Findlay Honda Henderson wants to help!- Foreclosure?
- Bankruptcy?
- Divorced?
- Repossession?
What Documentation Should You Bring to the Dealership for Financing?
If applying for a subprime car loan, the applicant will have to bring a few additional records. This is because a moneylender is incurring a high risk when financing a subprime car loan.
Valid Drivers License
Verify your license is not expired, revoked, or suspended and ensure the address listed on your license is current and matches your residence.
Proof of Insurance
Take care to include the name of your agent and a reliable contact number. Adding a new car to your policy won't be necessary until approved.
Proof of Residency
A recent bill for utilities, such as water or electric, is sufficient proof so long as your name is listed and matches the address given.
Proof of Employment
A recent pay stub stating your year-to-date earnings is sufficient. Self-employed individuals must provide two years of prepared tax returns.
Personal References
A reference can include anyone that knows you personally, such as a family member or friend. Include full names, addresses, and phone numbers.
Phone Number Verification
Any phone number provided must be currently in service and under the applicant's name. Prepaid cell phone numbers will not be accepted.
Additional Documents are Required if any of the Following Apply to You:
- Individuals trading in a vehicle must provide the title.
- Individuals who have completed a bankruptcy must provide discharge papers.
- Individuals currently in an open Ch. 13 bankruptcy must provide necessary paperwork after receiving an Authorization to Incur Additional Debt from the court.
